Supreme Court could affect health care reform: Heres how Plain Dealer
29.08.11
Washington --The U.S. Supreme Court eventually will get the last word on the legality of the Patient Protection and Affordable Care Act's mandate that individuals buy health insurance if they can afford it, or face a tax penalty.
Meanwhile, conflicting lower-court decisions have raised a big question: What would happen to the reform package if the Supreme Court decides it's unconstitutional for the government to force people to buy health insurance?
The requirement's purpose is to keep people from waiting until they are sick to buy insurance, as the new law will keep insurers from denying coverage for pre-existing medical conditions or charging sick people more money.
"It's just like your car insurance," President Barack Obama told folks at a recent town hall meeting in Minnesota. "If the car insurance companies had to give you insurance, you'd just wait until you had an accident and then you'd be dialing on the phone from the wreck, and you'd say, 'State Farm, I'd like to buy some car insurance, please.' "
Source:
bAffordable Auto Insurance/b | World Finance News
All Drivers must be aware and should take advantage of all discounts that many providers offer, in order to save money. Understanding discounts and how they can affect auto insurance premiums can help smart shoppers make better decisions about their coverage and possibly save themselves some money in the process.
Read below to identify possible discounts that could help you save on auto insurance this year. Other than discounts, there may be some other ways for you to save on your insurance premiums. We will go over several discounts that can help with your current situation.
First, there are discounts for Auto Safety features. Certain states will give you discounts for anti-lock breaks. Make sure you know if it is two or four wheel anti-lock break vehicle. Automatic seatbelts and airbags are frequently discounted on your insurance premiums. In most states, a defensive driver class discount may apply. If the principal driver usually 55 years old or older has completed an approved defensive driving class a discount could apply. Keep in mind that most states will only approve this class if it is voluntary meaning that it was not the result of a violation or infraction.
Some insurers will give you a discount for having multiple vehicles. In some cases, this will only apply if you have two or more drivers. If you have a clean driving record, meaning you do not have any tickets, accidents or suspensions in the last three years (some companies require five years) then you could be eligible for a safe driver’s discount.
Many companies will reward you with staying with the same insurance company for many years without any accidents reported. They will offer you a renewal discount. It makes sense, you have carried insurance with a company for several years, and have not had an accident, your insurance company likes you and wants to reward and keep your business. Some companies honor you with a discount if you had prior limits on your previous policy. They discount you because they understand you are a better risk.
