Cheap Car Insurance Provider Rate Digest Shows How Consumers Can Save ...
Provider of affordable auto insurance, http://www.ratedigest.com/ , has given drivers information on how insurance in a leasing or rental situation can save money down the road in their recent article.
(PRWEB) April 09, 2013
Renting or leasing a vehicle is an affordable opportunity for many drivers today. Such a need may arise from business travel, family vacations, or simply the desire to drive a luxurious car without budget-crushing payments. In fact, while leasing doesn’t guarantee ever own the vehicle, most cases require smaller down payments and options for consumers unable to procure the car by other means. However, both renting and leasing come with various facets of insurance. Rate Digest, provider of cheap car insurance online, has given valuable information concerning insurance while renting or leasing. Through this advice and Rate Digest’s cheap auto insurance services , drivers and potential renters are benefiting greatly.
All Drivers must be aware and should take advantage of all discounts that many providers offer, in order to save money. Understanding discounts and how they can affect auto insurance premiums can help smart shoppers make better decisions about their coverage and possibly save themselves some money in the process.
Read below to identify possible discounts that could help you save on auto insurance this year. Other than discounts, there may be some other ways for you to save on your insurance premiums. We will go over several discounts that can help with your current situation.
First, there are discounts for Auto Safety features. Certain states will give you discounts for anti-lock breaks. Make sure you know if it is two or four wheel anti-lock break vehicle. Automatic seatbelts and airbags are frequently discounted on your insurance premiums. In most states, a defensive driver class discount may apply. If the principal driver usually 55 years old or older has completed an approved defensive driving class a discount could apply. Keep in mind that most states will only approve this class if it is voluntary meaning that it was not the result of a violation or infraction.
Some insurers will give you a discount for having multiple vehicles. In some cases, this will only apply if you have two or more drivers. If you have a clean driving record, meaning you do not have any tickets, accidents or suspensions in the last three years (some companies require five years) then you could be eligible for a safe driver’s discount.
Many companies will reward you with staying with the same insurance company for many years without any accidents reported. They will offer you a renewal discount. It makes sense, you have carried insurance with a company for several years, and have not had an accident, your insurance company likes you and wants to reward and keep your business. Some companies honor you with a discount if you had prior limits on your previous policy. They discount you because they understand you are a better risk.