Disaster Planning for Small Businesses: Review and Update Your Business ... PR Newswire (press release)
Property Insurance
Your property insurance policy covers you for damage or theft of the physical property and equipment of your small business. If you own the physical structure of your business address, your property insurance should cover both the structure and its other assets. If you lease the space you occupy, you are responsible for insuring your personal property/contents. As a leaseholder, you need to have a contingency plan in case your landlord or your landlord's insurer is not able to promptly repair the building where your business is located.
Here are a few things you should know about your property insurance policy:
There are three types of property insurance - each covering a wider range of perils. Know which form your business has - Basic, Broad or Special - and what perils are covered. Check to see if your property will be replaced for the actual cash value (ACV) or replacement cost. ACV reimburses the cost to replace, rebuild or repair damages,
SprayFoam.comNationwide Overspray Provides Less Expensive Alternative to The end result; savings that help the bottom line of the insured and the insurance company. A typical claim involves damage to a vehicle from accidental overspray contamination from various sources such as a commercial painter on a project.
