6 types of insurance you may not need Fox Business
30.08.11
Or the number could fall into the wrong hands. A handful of insurance companies offer protection from credit card fraud, but it's not necessary.
"Credit cards already come with an amazing amount of protection under the federal rules," says Anthony Giorgianni, associate finance editor for Consumer Reports Money Adviser.
For example, if you are a victim of credit card fraud, you will not be liable for fraudulent charges to your account.
Rental car insurance
Planning to rent a car? Don't automatically opt to purchase rental car insurance if you carry full coverage on your auto policy. Chances are good the coverage will extend to any car you rent.
"Whether to buy coverage depends on whether you own your own car and if you have good coverage on the car," says Loretta Worters, spokesperson for the Insurance Information Institute.
Before renting, check with your insurer to find out what is and is not covered. Credit card companies also may offer rental car coverage, but it's important to know exactly what is covered and for how much.
Source:
What are the bminimum/b liability requirements for bauto insurance/b in b.../b
What are the minimum liability requirements for auto insurance in Texas?
I was notified by my insurance agent that there will be a new minimum liability coverage as of April, 1, 2008 here in Texas.
Do any of ya’ll know the answer to this? I found some info on the internet, but it only talks about the current minimum requirements, not the ones coming up.
I also want to know this information so I can know what to expect and see where my insurance pricing/quote will be ranging. (I am a female, 18, and single). I also dont want to get ripped off )
From 20/40/15 to 25/50/25
“Texas law states that a person may not operate a motor vehicle in this state unless financial responsibility is established for that vehicle. Most people do this by buying automobile liability insurance. The law currently requires minimum coverage of ,000 per injured person, up to a total of ,000 for everyone injured in an accident, and ,000 for property damage (20/40/15 coverage). On April 1, 2008, the minimum required liability limits increase to ,000 per injured person, ,000 for everyone injured in an accident, and ,000 for property damage (25/50/25). “
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