10 reactions to our story on eliminating no-fault auto insurance Michigan Radio
31.08.11
I moved to California in 2003 and after one month, while stopped at a red light, was rear ended by a (very) drunk driver doing 60+ mph. My car was destroyed and I was left with a serious neck injury. I was about to learn about the insurance system, and the true value of Michigan's no-fault and unlimited medical.
In California, motorists are allowed to purchase a minimum of $15,000 liability policy- it does not cover any medical expenses. If you are hit by such an individual and your medical "damages" are more than that, then you have to "sue" your own insurance company for the difference (with the limit being YOUR liability coverage). And you can't even file the claim until your damages are "final". Of course, then you have to pay 1/3 to your attorney.
That's what happened to me. The insurance company would only pay for a couple months of physical therapy. Unable to work, the insurance settlement didn't go very far. If this had occurred in Michigan, they would have paid for medical procedures that could have alleviated and corrected the severe pain (which I still experience).
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Short Term bCar Insurance/b Uk-Benefits of bDay Car Insurance/b b.../b
Benefits of Day Car Insurance!
If you are a traveller who needs to undertake a journey for a day, you can benefit from day car insurance. This type of insurance cover is meant for people who are planning to travel for a day. With this kind of insurance, you can look forward to cover yourself against any kind of risky situations that may crop up unexpectedly. The cover is most suitable for day travellers who are undertaking a journey for a day. If you or any of your friend is looking to borrow a car from a friend, it is advisable you must avail this kind of insurance cover.
Short term periods of 1 to 28 days:
Short term car insurance is basically intended for those who are looking forward to travel for a day. The short term cover is suitable for those who are looking forward to travel for a day. There may be various kinds of situations wherein you may be forced to borrow a car from a friend or a relative. With this kind of cover, you can easily get covered against any kind of insurance.
This kind of cover is quite popular with car drivers in UK. There may be times when you may be required to borrow a car from a friend or a relative to drive for a short distance. In such type of circumstance, it becomes a must to have a cover like this. It provides complete protection to a driver.
It is a very common type of cover. It keeps you protected against any kind of risky situations. You can get a cover in a short period of time. It is valid only for a day. Hence, if you have bought a car recently, you can benefit from this kind of cover. If you are looking forward to visit a friend of yours for a day, you can benefit from this cover. The cover is available only for a day. You can also choose from various different types of policies. If you are confused about which cover to choose from, you can also look online. This will help you get all the required information in a short period of time.
The cover is basically meant for a day. There are many benefits of this kind of a cover. It is not only:
