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Aviva introduces new online car insurance brand istockAnalyst.com (press release)

(Source: Datamonitor) Aviva has announced the introduction of a new online car insurance brand, Quote me happy, for internet shoppers who prefer to shop on price comparison sites and manage their insurance online.

According to the company, Quote me happy is designed for drivers who like to shop online and via price comparison sites. Cover includes personal accident and a courtesy car as standard with a range of options to add on for those wanting more extensive protection.

The new service offers insurance only and is aimed at lower risk motorists who: Are aged between 21 and 75; Have had no more than one at-fault claim in the past four years; Own a car that is no more than 13 years old and is worth less than GBP40,000.

Steve Treloar, Aviva's retail director, said: "Quote me happy is an online-only insurance brand, specifically designed for internet shoppers - offering fully-comprehensive insurance for lower risk drivers. Customers will be able to get quotes, buy insurance, print documents and manage their policies online.

Michigan bCar Insurance Comparison/b Online » Michigan, These b.../b

Auto insurance is one industry which always remains full of activity due to several various reasons. Most of the potential auto insurance buyers do not get correct and timely information about the suitable coverage they need, the extent of risk that must be covered by them, cost of coverages, claim processing, customer service, etc. For this very reason, the internet has provided a way to help consumers complete a car insurance comparison to ensure that they are receiving reliable protection from a reputable company at an affordable price. Individual’s need to also take the time to understand the limits which are required by their particular state in order to be properly protected and abide by the state’s laws. Like any other state, Michigan requires that each owner and driver of an automobile must carry the proper liability coverage and it must be maintained at all times while their vehicle is being operated.

 

Minimum Liability:

Michigan auto insurance laws require No-fault insurance and it is against state law to operate a car without no-fault insurance. The minimum limits of a satisfactory policy issued has three parts:

 

Minimum BI/PD coverage limits for the state of Michigan

Up to $20,000 for a person who is injured or killed in an accident. Up to $40,000 for more than one person are hurt or killed. Up to $10,000 for property damage.

 

These limits are often described as 20/40/10.

However, in case of legal proceedings, courts sometimes award more than these minimum limit amounts. In such case, the insured would be responsible for paying the amount not covered by the limit on the policy. To protect themselves against these situations, consumers should compare additional coverage in order to ensure that they have adequate protection. If within a person’s budget, they can choose higher limits to protect against incurring financial hardship in the event that they are involved in a collision in which they are found to be at fault and their policy’s payout has been exhausted.

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