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Short Term Car Insurance For Young Drivers



Property prices fall 15% in a month Chandigarh Tribune

31.08.11

Property prices fall 15% in a month
Rising interest rates, hike in collector rates leading to crash in demand; developers offering 10-15% discount
Ruchika M Khanna
Tribune News Service

Chandigarh, August 31
Rising interest rates on home loans and loans taken by real estate builders; hike in collector rates; and a total crash in demand for property, has led to a sharp fall in real estate prices in the region.

Prices in Chandigarh, Panchkula, Mohali and the periphery have fallen almost 15 per cent over the past month.

With finances drying up for finishing projects, because banks are over-cautious in lending to the sector, developers see discounts as an option to give them some much-needed cash.

Most developers in the region are offering flats at a discount of 10- 15 per cent.

With investors a rarity, most developers are also offering an additional discount of 5 per cent, in case the investor agrees to make a down payment.

Some

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Short Term Car Insurance for Under 21- Is It Feasible?

When it comes to car insurance people cannot really fool others and assume that they will get across without insurance. This is true of people of all ages and categories, irrespective of whether they are teenagers, women or old folks. There are some times when students and young guys want to drive around town, for whatever reason. They could be at home for the vacations or perhaps also be traveling to other cities on learning trips. This is when they may need to drive and would in turn require short term car insurance for under 21. These are generally rather innovative and unique forms of insurance which are picking up in this day and age.

Short term car insurance is generally valid for as less a period as one day and as much as twenty eight days at a time. When it comes to short term car insurance for under 21 it has to be remembered that such insurance is not as easy to avail because people under twenty one are generally considered to be high risk as a category of drivers. The main reason for this is that when one is young, one is liable to get an adrenalin rush, which is so very conducive to rather rash and aggressive driving behavior on the roads. The increased risk perception associated with young folks mean that there is a negative correlation between the age and the car insurance premiums that such young people have to cough up. Added to this, short term insurance is also less frequent than regular car insurance, so the combination of the time period and the age criterion makes such insurance a little tough to avail.

There are some instances when people try to circumvent the law and avoid taking short term car insurance for under 21. Some young folks think that being good drivers, they will not be involved in any incident that would make they have a brush with the law, on account of which they can get by without car insurance. But this is a foolhardy way of looking at things as life is uncertain and one cannot really be so sure that there would be no mishaps or perhaps a check by the authorities to determine if there have been any contraventions of the law.

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