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Forged licence lands woman in court Swindon Advertiser

A KENYAN motorist who produced a fake Italian driving licence at Gablecross Police Station was reprimanded at Swindon Magistrates’ Court.

Ruth Ngugi, 36, who fled her country some years earlier, said she acquired the forged licence because she feared she would not be able to pass the UK driving test.

Nick Barr, prosecuting on Wednesday, said a police officer was in County Road, Broadgreen , on January 31, 2011 at about 2.30pm when he saw a Nissan Almera heading down Broad Street.

He did not like the appearance of the car, so he stopped it. When asked to produce a driving licence, Ngugi claimed she had an Italian licence although she was Kenyan.

The officer asked her to present the licence at the police station, which she did the next day.

But the police officer on duty believed it was not valid and was in fact fake, said Mr Barr. The police checked the licence with the DVLA, which confirmed his suspicions.

In a police interview, Ngugi said when she arrived in the UK she had a genuine Kenyan driving licence but feared she would not be able to pass the UK test.

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This year motorists are to witness the biggest-ever increase in their insurance premiums, according to research from independent research body Consumer Intelligence.

The average insurance premium is now £564.69, which represents an increase of 19.6% from January 2009; however the main factors fuelling this record hike in premiums are the rising cost of personal injury claims and fraud.

The 19.6% rise will mean the UK’s drivers are collectively facing an overall increased bill of 2.1 billion from the same period in 2009. However by shopping around for the best deal drivers can slash their premiums by up to 35%.

New figures reveal that more than 55% of drivers who switched insurance companies in 2009 were able to save an average of £50. The figure is expected to increase in 2010.

Younger drivers have been affected most by the rise in premiums, with 17-24-year olds facing an increase of 24.87 % from an average of £1275 in January 2009 to £1489.44 in December. The increase is almost double that experienced by drivers aged 65 and over. This age group has had the smallest increase in premiums.

Men are facing the most significant increase on their insurance premiums already and in the past 12 months the average policy for a man has increased by 20.1% to £599.65. This compares with an increase of 19.1% to £523.55 for women.

There is a worrying thought among commissioners who fear that this record increase could result in more motorists simply choosing not to insure their vehicles and drive illegally, or feel that they can no longer afford to run a car. These doubts are already in play by drivers of used BMW 3 Series in Swindon . If premiums become too high it’s going to be very difficult to afford their cars altogether, especially in this recession.

In order to reduce their car insurance premiums, motorists need to consider what sort of vehicle they drive, and make sure that they shop around for cover. With such a large number of insurance providers to choose from, the difference between the best and worst quote can be huge

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