Are red cars more expensive to insure? Globe and Mail
12.08.11
Myth No. 1: Red cars are more expensive to insure.
Twenty-nine per cent of those surveyed thought auto insurance premiums were more expensive for red cards while 54 per cent believe that to be the case for cars with two doors.
“Most people may not know it, but the insurance industry is colour-blind. It doesn't matter if your car is blue, red, striped or chequered, your insurance rate for that make, model, and age of the vehicle will be the same,” Henry Blumenthal, vice-president and chief underwriter at TD Insurance, said in the release.
There are other factors that will determine how much auto insurance you will pay, including how often you drive, your driving history and where you live.
Myth No. 2: If your stuff gets stolen or damaged, you will be reimbursed at today’s prices.
Sixty-three per cent of those surveyed said they believe someone filing a claim through home insurance for stolen or damaged items due to fire or water damage would be reimbursed for replacing the items in their home at today's prices.
"Travel insurance does not save my life, but I save more than $ 4,000." Garry Marr States The Financial Post.
"Very few people think they get sick, but when he was hospitalized last spring with a disease that was set in the ease of a decision I took after a chance conversation with an editor of a family a few weeks before.My and I were planning a big trip to visit my wife's family in Europe. You can imagine the cost: Four people, four plane tickets and let me say, children do not fly free or discount these days.
"Throw on train tickets and hotel rooms that were paid. Why pay for a hotel room in advance? Have you ever tried to book a room in Paris? That is 175 euros per night at the inn of cockroaches, so save some money by paying in advance seemed a reasonable idea. However, this was one of only do these trips every year due to cost. Not going would be bad enough, but losing all the money could be devastating. "
Marr has for life insurance, car insurance and home insurance. However, no travel insurance. Travel agents always offer the end to book travel, how much sells extended warranties on the big box electronics stores. I do not buy both, with the exception of extended warranties for children's toys breakable.
When Melo Monnex TD asked about their plan of Wide Horizons solution, it was reported that a little over $ 100, a policy includes $ 5,000 for trip cancellation and extended coverage outside the country, family physicians was offered.
TD has been selling travel insurance for 15 years, according to Henry Blumenthal, vice president and chief Melo Monnex TD subscriber. It is offered as a supplement to customers who already have insurance or car insurance home.
"The main reason was to buy travel insurance is for medical expenses," says Blumenthal.
Some people may think they are covered by its employment policy, but if you read the fine print. Exclusions may include such things as pre-existing conditions.
