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Holiday Home Insurance France



The BBC were right to broadcast the North Korea exposé

31.12.69

We learnt nothing that the world did not know already. I look forward to a Panorama dedicated to a debate on the moral and ethical grounds for such programmes that put others at high risk.

M J C Walters
Beetley, Norfolk

SIR – What exactly would be missed if the LSE’s students were unable to take further trips to North Korea? The programme showed a country that is so sterile to visitors that the costs must far outweigh the advantages of going there.

Richard King-Evans
Hambye, Normandy, France

Children’s advertising

SIR – The call to ban advertising aimed at young children (Letters, April 11) demands a reworking of a very old-fashioned debate.

Children have a much broader set of influences now than in previous generations. The increase in internet usage, product placement in children’s films, increased influence of siblings, peers (virtual and real) and so on makes parental intervention in the forming of their child’s opinions much more challenging.

Source: Telegraph.co.uk

bHoliday Home Insurance/b – Overseas Local Covers | Social Marketing Tips

When you own a holiday home, you will want to make sure that you have the correct forms of insurance in force. If you buy the property in the United Kingdom, this is usually straight forward as most holiday home insurance policies, follow the format of standard home insurance in that they offer a similar range of perils. There may be one or two additions or restrictions, but the main , they are very similar. However, if you have bought a property overseas, there may there are some difference. In the main, insurance polices have been developed over the  years out of  necessity  and sometimes as a reaction to a certain event or series of event. In overseas countries, many of their holiday home polices have been moulded based on local events and needs.  If you purchase a property abroad you will need to make sure that you have all the correct forms of local covers.  If you buy your policy locally, you may find you have two problems: Firstly, the document may not be in English and  you may find it difficult to obtain a grasp of all the technicalities, secondly, don’t assume that overseas policies provided by foreign insurance companies will provide the same set of perils or limits of indemnity you would expect in the United Kingdom. It may be easier to source your overseas policy from the United Kingdom with a policy written in English and  be able to deal with staff that speak English.  The ability to discuss matters in your own language is best exampled by having to make a claim under a policy. This can be difficult at the best of time and often has to be conducted whilst you are away from the property. If you are dealing with English speaking staff, you will find this to be invaluable. Some examples of local covers are as follows:

In Turkey you must purchase a primary level of earthquake cover from the government, this is known as DASK. DASK is a compulsory earthquake insurance arranged by the Turkish Government. The level of cover will vary between areas and size of the property.  Everyone who purchases a house in Turkey is required to have  insurance which covers a percentage of damages in the event of an Earthquake. Some insurers now provide the basic DASK insurance from the UK, to obtain a quotation you will need to provide some extra information such as: 

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Holiday home insurance in UK - Spain - France - Portugal - I

A leading specialist in <b>holiday home insurance</b> &amp; <b>second home insurance</b> in the UK, Spain, <b>France</b>, Portugal &amp; Italy ...