Holiday Travel Insurance


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Hull mum battling cancer refused insurance for dream trip

31.12.69

"They rang up and said there had been a computer error, even though I spoke to someone after completing an online form," she said.

"I had to tell my little girls they weren't going to Disney World and it caused a lot of tears and upset for everyone.

"I have been battling cancer since May 2009 and after chemotherapy, doctors found another lump and the cancer spread.

"When doctors talked about life expectancy, they told me I'd have either months or a few short years left."

Although All Clear Options have offered to pay for part of the trip, Mrs Ager wants to leave it until the last minute to try to find another insurance company or business.

"I will probably not need to go into hospital at all and will be taking all my drugs with me but we need that protection," she said.

"My children understand and know that eventually I won't be here and I just wanted those two weeks not worrying about blood tests or hospital appointments and to create memories."

Source: This is Hull and East Riding

Cover your holiday stay abroad with a bholiday Travel Insurance/b b.../b

Most people take holiday insurance travel policies prior to their flights to foreign countries to cushion their families should they die in the event of a plane crash and/or other assorted mishaps. Being a traveller may mean that your typical insurance cover in your home country may not necessarily cover you while abroad. This situation should certainly remind you of the need to take up a holiday travel insurance policy so as to insure your stay abroad.

The cover for tourists is usually an international holiday insurance policy covering health as well as the other unforeseen dangers. Increasing numbers of people are taking holidays abroad in order to experience different cultures, beaches, wildlife etc. Recent statistics show that almost 5 million people in the US are covered under the multi holiday travel insurance policy and not the other normal policies simply because they take several trips abroad every year. In most countries, even the smallest medical aid is not accessible to non tax payers or other foreigners. With holiday travel cover you can easily gain access to treatment from any medical facility while abroad, and you will also have the support of 24 hour multi lingual emergency assistance..

While on visits abroad, chances are that you will not be entitled to the normal benefits as provided in your home country. This effectively means that it is not just you but also your entire family that’ll remain uninsured. The plan can be modified to cover your family for the whole time you are abroad whether they accompany you there or not.

The first main factor in helping you arrange a proper holiday insurance travel policy is the duration of stay in the foreign land. Two weeks or less may need a simple plan but a month and over will require a more complex and pricier policy. The kind of country you are travelling to matters; factors here include availability of emergency evacuation facilities, healthcare facilities and the like. Some holiday travel insurance firms will not insure your stay in conflict-ridden countries. You will also need to know about the payment plan for this policy, if it is renewable, if 24/7/365 assistance will be available, and so forth.

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