Ultimate guide and analysis to tour guide marketplaces on the web Tnooz
01.09.11
Insurance isn’t too expensive (I have seen a quote for £100 GBP ($160) per-year per-tour guide), but this certainly creates an overhead for the occasional, amateur, tour guide.
As per this report via the Telegraph (UK), one amateur tour guide was even quoted £600 ($1,000) for public liability insurance.
This is model-busting, especially for the occasional amateur tour guide wishing to sell an experience once a month where they may only make a few hundred dollars a year.
The P2P marketplaces themselves may not be liable for this, but these liabilities exist in the ecosystems they are creating and hence need to be covered by someone. Creating an ecosystem where your suppliers are not covered for their liabilities will, frankly, not be sustainable in the long term.
These public liability challenges also introduce issues with working with the existing (and new) tour and activity distribution players. I know of at least one which, until the public liability insurance issues are resolved, will not distribute this kind of product, ignoring the generally positive feelings towards the actual products themselves.
Source:
bWorking Holiday/b Visa – Travel bInsurance/b | Travel Online
Indotravelonline.com .Find the Working Holiday Visa – Travel Insurance.Includes sites related to Working,Holiday,Travel,Insurance you can access from here!
The Working Holiday Visa allows young people, from 17 to 35 years old, to go abroad for at least one year in one of the six countries that signed agreements with France: Canada, Australia, Singapore, New Zealand, Japan and South Korea.
This adventure is a great opportunity to visit places, meet new people and gain more work experience for the ones who want it.
The new Website Working Holiday Program shows you in detail all the conditions to participate in a Working Holiday Visa and all the formalities to enroll a PVT application.
Many good deals to find a place where to live, work in PVT, book a hotel or a car, make cheaper calls, and transfer your mail will be also available.
At last, the Working Holiday Program Web site introduces you the travel insurance necessary for such a trip. Indeed, it may be required at your arrival to justify a travel insurance which covers your entire stay.
Travel insurance is certainly an obligation but also a precaution. If any health problem or a concern related to your luggage or your flight happens to you for example, the Working Holiday insurance will protect you from those troubles.
Medical costs with and without hospitalization, assistance, repatriation, civil liability which is often required, legal protection in case of conflicts, lost of baggage, travel cancellation, travel modification, personal accident belong to the guarantees to consult.
Of course, more there are guarantees in your insurance, more the insurance price will be high, but the best you will be assured. It is important in some countries with high medical costs (Canada, Australia, New Zealand…) to have a contract that covers those costs, otherwise you will be in charge to pay those fees. Thus, do not focus only on the insurance price!
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