Make Sure Youre Covered Before You Meet Irene Patch.com
26.08.11
With the winds of Hurricane Irene aiming this way, one thing homeowners should also be thinking about is whether they can afford to pay for any damage done to their property.
Connecticut Insurance Commissioner Thomas Leonardi said, "preparation is paramount to protect your family and home and I urge consumers to make sure they have an inventory of their belongings and keep their policies and insurance contact information with them," in a press release Friday.
And, because the day after a hurricane is too late to find out you’re not covered, The Hartford insurance company has offered a few suggestions to consider now. Check these things out with your own insurance agent.
One of the biggest issues from high winds will be downed trees and it’s important that homeowners understand what is and is not generally covered:
Downed trees – most policies will cover tree removal ONLY if the tree damaged a covered structure. If a neighbor’s tree damages your property, generally your homeowner’s policy will cover the cost of cleanup. The cost of removing fallen trees that do not damage property is usually not covered by insurance.
Source:
bhome insurance/b Qamp;A | Online10.info
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