Millions are losing out on current account freebies The Independent
27.08.11
Normally in life you get what you pay for, but it seems not in the world of fee-charging packaged accounts.
Despite coming with fees as high as £25 per month and promising all sorts of freebies – such as worldwide travel insurance and car breakdown cover – many account holders are not making use of the benefits, either through ignorance or the benefits' limited or inappropriate nature.
In fact, according to comparison service Moneysupermarket.com, only 52 per cent of people who pay for their bank account make use of the benefits; of these, only half are making the most of them on a regular basis. The comparison site's poll also revealed that 13 per cent of packaged account holders aren't even aware of what benefits they are paying for.
"Fee-paying accounts are now very much part of the UK's financial landscape," says Kevin Mountford, head of banking at moneysupermarket. "However, it's worrying to see many consumers don't know what they are paying for and aren't making full use of the benefits they are entitled to. The decision to pay for a current account shouldn't be made on a whim, particularly with a wide number of rates and fees on offer."
Source:
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