Irene hits Québec Policyholder information from IBC Canada NewsWire (press release)
(IBC) would like to remind citizens affected that property damages caused by these high winds, that most home and automobile insurance policies cover property damage. Concerning sewer backup and water seepage, these damages are covered if policyholders have previously purchased this type of protection, which is generally sold as a rider. About the overland flooding or damages caused by floods, IBC recalls that that these types of claims are not covered by any insurance contracts.However, due to the many different kinds of damage, it is strongly recommended that policyholders contact their insurer or broker as soon as possible to verify the extent of their insurance coverage.
People should take all necessary precautions to protect their property, avoid further damage and prevent the risk of contamination. To this effect, IBC urges all claimants to:
Remove any water that has seeped in; Thoroughly clean their homes or any other

