Td Life Insurance - Life Insurance

Td Life Insurance

Standard Annual Policy
Flexible Pay As You Go (PAYG) monthly policy
Short Term Policy from 1 to 28 days
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People on the Move: Spotlight on HighTower Financial-Planning.com

The Chicago-based advisory firm that is looking to grow by attracting advisors from wirehouses, rounded out its recruiting team with regional directors for the Midwestern and Western regions.

Michael Papedis, who is based in Chicago, was hired as a director responsible for advisor recruiting and business development, and MeeSun Boice, who is based in San Francisco, will take on advisor recruiting for the western region, focusing on California. Both will report to Elliot S. Weissbluth, the company’s chief executive officer.

Papedis has a lengthy professional background in the custodian space. Papedis spent the last seven years at Fidelity Investments in Chicago, and was vice president of senior sales, responsible for new business development with the firm’s largest advisor opportunities in the Central region. Before that, he was a sales representative at TD Waterhouse.

In Boice, HighTower has hired a recruiter who is used to large recruiting initiatives. She was the northwest region talent leader for UBS in Los Angeles, where she managed a recruiting pipeline that helped boost UBS’s advisor headcount to 7,284 by the end of last year.

Mortgage Insurance Vs. Life Insurance

money houseMortgage Insurance VS Life Insurance

Consider your options…

 

When buying a home or renewing a mortgage, many people think they are obligated to sign up for their banks mortgage life insurance. Don’t rush into buying your bank’s insurance policy until you’ve looked at all the possibilities. You could end up saving money and get added life insurance coverage at the same time by considering a life insurance policy instead.

What is mortgage insurance?
Mortgage life insurance or creditor insurance is offered by most banks and lending institutions. It is a life insurance policy that pays the balance of your mortgage to the lending institution if a person on the mortgage passes away.

 

How does life insurance cover your mortgage?

Life insurance covers you the same way mortgage insurance covers you.  If a life insured passes away, you use the death benefit to pay down the mortgage.  There are several benefits to life insurance for your mortgage, why don’t we compare……

 

 

Mortgage insurance

Life insurance

Your insurance covers only your mortgage balance, and is paid to your lender. You can choose the amount covered and use the money to pay off the mortgage as well as any other expenses you may choose. Even though your mortgage debt reduces over time, your premiums remain level. Your coverage amount does not decrease over time unless you choose to change it. The mortgage lender is automatically the beneficiary. You name the beneficiary. If you take your mortgage to another company, you may lose your existing mortgage insurance and may be required to re-qualify for new mortgage...

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Suze Orman recommends people buy Term life insurance and completely avoid whole life insurance. But you would think her employers do the same, but ...

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