Jessica solves your money problems Telegraph.co.uk
30.08.11
A Section 975 certificate shows all interest earned and tax paid (gross and
net interest) on a deposit account and succeeds the Section 352 certificate
that used to do this. Depending on the provider, such a certificate may only
be sent on request, rather than as a matter of course.
Post Office Limited says that the Loyalty Bond terms and conditions do not
state it will issue a tax certificate. No tax certificates have historically
been automatically issued for any Loyalty Bond accounts opened since the
product was released in April 2009. If asked, it would issue a copy.
It didn’t happen that way for you, though, and for all that it says on this
subject, you had been let down by the continued lack of a proper response.
Now it transpires that when the Post Office received your first request,
the clerk who should have ticked a box on the computer screen to generate a
certificate failed to do so and none was issued. Nor was one sent out
following receipt of your second letter. Then the matter was logged as a
complaint.
Source:
Choosing a bTravel Insurance/b Policy | Europe amp; Beyond
What to Consider When Looking for Travel Insurance
Okay, so perhaps it may not be one of the most exciting task on the holiday to-do list, but having a basic understanding of what you should be looking for in a travel insurance policy will definitely be of benefit. Not only can it save you money but it also provides peace of mind knowing exactly what you’re covered and you’ll be able to relax on your trip without the burden of any unnecessary worries.
What will you be doing on Holiday?
The first dilemma you could face is deciding which policy is the right one for you. A great way to do this is to start by identifying’ your own needs. Think about where you’re going, what you’ll be doing and how long you’re going away for. This will give you some specific things to look for when searching policies to help you find the best travel insurance that will completely meet your needs. Single Trip and Annual Multi-Trip are the most common policy types, both providing a general level of cover for the average traveller. They provide cover for either a one-off trip, or multiple trips for frequent travellers. Specifics will vary depending on providers, so be sure to read up on your policy details if you’re opting for a general policy.
A specialist policy may be more suitable depending on your needs. A Winter Sports policy for example can specifically cover you in the event of zero snow and even cover the cost of a helicopter evacuation if you’ve had a bad accident on the slopes. Those planning on taking a year out to do some travelling, could look into a Backpacking or Long Stay policy which will offer cover to those travelling for an extended period across multiple countries. It’s important to remember that what you may expect to be covered in your policy may not be – so ensure to read the small print in the policy and don’t make any assumptions about what your policy actually covers.
