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Extreme Sports Travel Insurance



Irish most meticulous tourists LV.com

Irish people are more likely to compile a must-do travel activity list while on holiday than those from any other nation, a survey has revealed.

According to the lastminute.com research, 93% of people from the Emerald Isle write a list of things they want to do while on holiday, with a similar amount of Germans doing the same.

Meanwhile, only 76% of Britons admit to doing the same thing while on holiday.

Ironically, the poll also revealed that although they are meticulous planners when it comes to sightseeing, Irish people have a habit of leaving it to the last minute to book their holidays.

Hopefully, they spend a bit more time researching which travel insurance policy to buy to ensure they do not incur any extra costs if something unexpected happens while they are abroad.

Visiting the seven wonders of the world was the most popular activity to do while on holiday, followed closely by going on safari and staying in a luxury hotel.

Other popular activities included swimming with dolphins, learning a foreign language and going to a place not normally considered a tourist hotspot.

Adventure bTravel Insurance/b for Cycling Holidays: bSports/b Travel b.../b

Cycle insurance for an activity holiday is not just a matter of protecting sports equipment against damage or theft in transit. Active travellers need to be adequately covered when participating in potentially hazardous sports and the average basic travel insurance policy excludes so called “extreme sports” like mountain biking.

This article looks at the insurance requirements for most cycling holidays and the benefits of taking out specialist adventure travel insurance.

Insurance Requirements for Mountain Bike Holidays

Virtually all adventure holiday companies make sports insurance a condition of joining any mountain bike holiday. Small group travel operator Exodus

Participants are usually asked to complete a medical questionnaire before booking a trip and must provide proof of their insurance cover upon arrival at the cycling holiday destination.

Benefits of Cycle Holiday Insurance Policies

Activity holiday insurance is often categorized into different grades of cover by sport. Skiing and mountain biking, for example, usually have a lower hazard rating than sky sports like hang gliding or sky diving. The grades merely determine the cost of the policy, however, as most sports travel insurance includes cover for the following:

Medical expenses including repatriation in the event of personal accident, normally listed as a search and rescue benefit. Personal liability including legal expenses and/or advice; this is important if you injure someone else on an activity holiday. Cancellation – for sporty types, this may well be needed as it is surprising how many people can injure themselves just before a trip. Disability benefit following an accident. Travel delays or missed flights. Delayed or lost baggage. Sports equipment cover for those who like to take their bikes abroad. Money and personal effects. Get the Best Cycling Travel Insurance

When comparing policies to get the best cycling holiday insurance, consider:

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