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Cuba visit now requires travel health insurance Times and Transcript
08.05.10
HAVANA, Cuba - Canadians and other foreigners travelling to Cuba are now required to hold travel insurance approved by island authorities.
Those without coverage will have to buy a local policy that can cost up to $3 a day.
The new law took effect last week and mandates that travellers who can't show they have authorized insurance buy a policy from state-run Cubatur before being allowed into the country.
The measure was made law in February, but there had been no mention of how it would be implemented.
A record 2.4 million foreigners came to Cuba last year, with Canada the largest source, followed by Britain, Spain, Italy and France.
Like Cuba, all of these countries provide their citizens with health care financed totally by taxes, and often reimburse the cost of care during overseas travel.
Still, The Department of Foreign Affairs in Ottawa is recommending its citizens visiting Cuba purchase supplemental health insurance.
The department's travel advisory says that "your provincial plan may cover only part of the costs and will not pay the bill upfront, as required."
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Facts About Travel Insurance
Travel insurance is a type of insurance that is very important to have if you are planning on going on a holiday of any sort. This is insurance that is intended to cover medical expenses and other financial problems if they so arise while you are on your travels. It is very important to have travel insurance, even if you don’t think that anything is going to happen, for instance if you are only going for a couple of days.
It is always better to be safe than sorry, so it is better to have travel insurance there and not have to use it rather than end up finding out that you need it and don’t have it.
What Type of Travel Insurance do You Need?
Before you can go through and get your travel or holiday insurance, you are going to have to decide just what type of insurance you need here. There is international travel insurance available which you would need if you were traveling overseas, and then there is the pre existing medical condition travel health insurance that you would need if you had a pre existing medical condition such as angina or high blood pressure.
Finding a Company For Travel Insurance
Once you have determined what type of insurance you need and what sort of coverage you should be looking for here, you can now move on and find the insurance company that you want to go through for this. Some companies offer this type of insurance which you need to consider here.
The company, which you think is perfect for you, make sure it must be in this business for some years. You want to make sure that this is a company that you are going to be able to stick with for the long term, especially if you plan on traveling often in your life.
Finding the right travel insurance is going to be incredibly important for you to do before you head off on any travels. Nobody really wants to buy insurance of any kind, but it is important to have it there. It could save you plenty of money in the end of it all should you have to end up using it, so you are going to be very thankful to have it.
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