Protect yourself from riots and other calamities Telegraph.co.uk
13.08.11
Motorists might be tempted to switch to third party insurance to reduce costs,
but in reality this can be more expensive, as the insurer might assume that
you care less about your car and are therefore more likely to have an
accident. It usually pays to opt for fully comprehensive cover instead.
For anyone with a mortgage, buildings insurance is usually compulsory as a
condition set out by your lender, but contents cover remains optional.
However, it makes financial sense to take out combined contents-and-building
cover.
Recent figures from the AA show that the cost of combined cover has increased
by 20pc over the past two years. The average building policy now costs £146,
and contents £76.
Most mortgage lenders will also advise borrowers to have some life insurance,
particularly for couples where one partner would struggle to cover the full
monthly cost on their own. If you have dependent children, this is even more
important. But don't buy it from your mortgage lender, as they rarely offer
the most competitive deal.
Source:
bTravel Insurance Pre Existing Medical/b Condition: Travel Relaxed b.../b
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